LTC Alternative Plan

LTC Alternative Plan

A must have product for all Medicare Sales Representatives!  

Frustrated with Traditional LTC Underwriting & the Cost of the Premiums?

There is an alternative solution… a Home Care plan available in ALL 50 States.


☑ No Medical Underwriting

☑ No Claim Forms

☑ No Deductible

☑ No Co-pays

☑ No Age Limits

☑ Field Issue Contract


6,000 Lifetime Membership Hours

($150,000 Current Lifetime Retail Value)

$295.00 monthly


1,500 Lifetime Membership Hours

($37,500 Current Lifetime Retail Value)

$95.00 monthly



Anytime Services Includes:


☑ Meal Planning / Preparation

☑ Assistance With Dressing

☑ Assistance With Bathing, Toileting And Hygiene

☑ Grooming

☑ Laundry, Ironing and Changing Linens

☑ Grocery Shopping

☑ Light Housekeeping

☑ Monitor Diet And Food Expiration’s

☑ Medication Reminders

☑ Accompany To Place Of Worship

☑ Accompany To Doctors Appointments And Therapy


The True Freedom Home Care Plans include two options of non-medical home care service to choose from. Members can select to utilize either AGENCY Hours provided by a network of licensed and registered Home Care Agencies in the True Freedom Network OR ANYTIME Hours, where members have the freedom to choose a friend or neighbor to provide their home care services (it cannot be a family member or someone living in the same household.) All home care service is arranged, scheduled and managed by the Customer Care Coordinators at American Senior Services, Inc.